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Self-Employed? Make Sure You Plan Ahead for Medicare

Posted on 09/29/2019

Self-Employed? Make Sure You Plan Ahead for Medicare Once you turn 65, you qualify for Medicare, a federal entitlement program that’s been around for over 50 years. While this program was created at a time when most people held traditional jobs, it’s not reserved for people whose taxes are tied to an employer. But as a self-employed person, you might

New Medicare cards on the way

Posted on 08/29/2019

New Waivers for States Could Signal Flexible, Affordable Health Insurance Markets New Medicare Cards are Coming – Are You Ready? New Medicare cards are on their way to members right now. The new cards have been years in the making, and Centers for Medicare and Medicaid Services (CMS) started mailing them in April 2018. If you’re enrolled in Medicare in

New Waivers for States Could Signal Flexible, Affordable Health Insurance Markets

Posted on 07/29/2019

On October 22, the Centers for Medicare & Medicaid Services (CMS) announced that states would be given authority to relax some of the guidelines for insurance under the Affordable Care Act (ACA). Framed as giving states “the flexibility to lower premiums and increase choices” for consumers, it’s also a weakening of ACA regulations that are designed to keep the insurance

Let’s Get Physical! PT Caps Removed for Medicare Enrollees

Posted on 06/29/2019

Let’s Get Physical! PT Caps Removed for Medicare Enrollees Medicare recipients and providers received some positive news with the Bipartisan Budget Act of 2018: no more caps on physical therapy services. Seniors can seek the physical therapy services that they need without concern that they’ll be left holding the full bill. Considering that physical therapy can improve health outcomes and

Changes to Medicare Advantage – What Can You Expect in 2019?

Posted on 12/12/2018

In early April, the Centers for Medicare & Medicaid Services (CMS) released its 2019 Medicare Advantage and Part D Rate Announcement and Call Letter, announcing changes to Medicare Advantage and Part D for 2019. Some of the guidelines, such as policy changes concerning supplemental benefits, tightening of regulations concerning opioids and support for longer duration of physical therapy, will affect

I Hate My Medicare Plan

Posted on 11/20/2018

What to Do When You Hate Your Medicare Plan The Centers for Medicare and Medicaid Services projected earlier this fall that Medicare Advantage enrollment would jump to 22.6 million people in 2019, representing nearly 37 percent of the Medicare population (and an 11.5 percent bump from this year). A growing number of people are choosing the private option over traditional

Lower Premiums for Medicare Advantage in 2019

Posted on 10/18/2018

The Centers for Medicare & Medicaid Services recently announced that many Medicare Advantage recipients can expect lower premiums in 2019. Not only that, but they’ll have more options available to them when shopping for plans. Premium Decreases for Medicare Advantage 2019 CMS outlined details about 2019 Medicare Advantage premiums in a September 2018 announcement. Premiums will be at their lowest

Dropping Medicare Advantage for Original? Here’s What You Need to Know

Posted on 01/22/2018

From January 1 through February 14, Medicare Advantage members can disenroll from their MA plans. If you’re enrolled in a Medicare Advantage plan, you might wonder why someone would want to switch to original Medicare. There are plenty of benefits to choosing a private, MA plan for your post-retirement coverage, but for some people, MA plans may actually offer too

Medicare Advantage Plans Offer Advantages You Don’t Expect

Posted on 01/22/2018

Heading into retirement brings with it a handful of important decisions, including what to do about your health insurance. Medicare, open to seniors at age 65 and other people with certain disabilities, offers low-cost healthcare coverage to the nation’s elderly population. But within Medicare, you’ve got choices to make. The first is whether to choose original Medicare (Parts A and

Medicare’s Future is Looking Hazy at the Moment

Posted on 12/12/2017

President Trump swept into office on the wings of a promise not to touch Medicare and Social Security benefits. Republicans in Congress plan to make changes, though. If tax reforms are passed that increase the national debt, pundits have predicted that so-called ‘entitlement’ programs like these will go on the chopping block. This is a risky strategy for conservatives, especially