Medicare Advantage

Medicare Advantage Minnesota

For more information on Medicare in Minnesota, please call the number below to speak with a healthcare specialist:

1-800-810-1437 TTY 711

Minnesota has almost 5.5 million residents in 87 counties. Statewide, 489,099 have Medicare Advantage policies, while 286,560 have purchased plans with Part D prescription drug coverage.

Nearly half of Medicare members in Minnesota chose Medicare Advantage over Original Medicare in 2020. Per a data analysis from the Kaiser Family Foundation that year, enrollment in Medicare Advantage represented 43% of the Medicare population in the state. Nationwide, the average is over 40%.

More Minnesotans will likely have access to better plans next year. The Centers for Medicare and Medicaid Services is reporting a total of 101 Medicare Advantage plans for 2022, an increase of 10 plans over last year. Where you live determines which plans will be available to you, but at least one Advantage plan will be available to every Medicare member in Minnesota.

Advantage plans are sold by private companies. Big carriers in Minnesota include Humana, BlueCross BlueShield, and UnitedHealthcare/AARP.

Rates are going down for Medicare Advantage across the country. The average monthly premium in Minnesota for 2021 is $76.92, nearly $5 less than the average last year.

But some plans won’t have a premium at all. Every Medicare enrollee in the North Star state will have access to at least one plan with a $0 premium.

Keep in mind that you’ll still pay whatever premiums you’d normally have with Original Medicare, which is Parts A and B together. Some Advantage plans charge an additional premium for the added benefits they offer, but some don’t. Extra benefits might include prescription drug coverage, vision and dental, hearing aids and more.

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Sources
CMS, state data fact sheet released September 29, 2021
Kaiser Family Foundation, “A Dozen Facts About Medicare Advantage in 2020″

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Minnesota Medicare Advantage

For more information on Medicare Advantage Plans in Minnesota, or to receive a free price quote, please call and speak with one of our healthcare professionals at 1-800-810-1437TTY 711