Although it is one of the smallest states in the United States, a number of carriers offer Medicare Advantage and Part D prescription drug plans in the State of Connecticut. In fact, approximately 35 carriers offer plans in the state, including Aetna, BlueCross and Blue Shield, Humana and United Healthcare.
Medicare Advantage is a popular alternative to Original Medicare. As a private option, Advantage plans can offer benefits and features that traditional Medicare can’t, and their popularity is growing, both in Connecticut and the country as a whole.
In 2020, just over 690,000 of the people in Connecticut are enrolled in Medicare. And according to the Kaiser Family Foundation, enrollment in Medicare Advantage makes up 41% of the Medicare population here.
Nationwide, Medicare Advantage enrollment tops a third of all Medicare plans.
Everyone in Connecticut with Medicare has access to at least one Advantage plan in 2020 according to the Centers for Medicare and Medicaid Service (CMS). There are 47 plans total, with availability depending on where you live. Your zip code determines your plan options.
Advantage is sold by private companies. UnitedHealthcare/AARP, Aetna and Anthem (an affiliate of BlueCross BlueShield) are popular carriers in Connecticut.
Rates for individual plans vary, but Connecticuters will see a drop in Medicare Advantage premiums for 2020. Per the CMS, the average premium in the state will be $21.42 a month.
The lowest premium is $0, with every Medicare member in Connecticut having access to at least one zero-dollar Advantage plan.
Note that even with Advantage, you’ll have premiums from Original Medicare, which is Parts A and B together. On top of that, a private plan can charge an additional premium. Advantage plans have to cover everything that Original does, and most come with a host of added benefits, such as prescription drug coverage, gym memberships, dental and vision, and more.
CMS, state data fact sheet released September 24, 2020
Kaiser Family Foundation, “A Dozen Facts About Medicare Advantage in 2020”
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For more information on Medicare Advantage Plans in Connecticut, or to receive a free price quote, please call and speak with one of our healthcare professionals at 1-800-810-1437TTY 711