The country’s third largest state has approximately 5.7 million residents that are eligible for Medicare and in 2016, a little more than half of them enrolled in a Medicare Advantage plan, which may be due to the fact that Californians have approximately 70 different carrier options for their Medicare Advantage and Part D plans.
As one of the most populous states in the country, California naturally has a high number of Medicare members. Nearly 6.5 million people had Medicare in California in 2021 according to the Centers for Medicare and Medicaid Services (CMS).
And according to the Kaiser Family Foundation, about 40% of the state’s Medicare population held Medicare Advantage plans as of 2020.
California’s average beats out national enrollment data. Nationwide, more than a third of people with Medicare choose the private option over traditional Medicare (Parts A and B together).
Advantage has become an increasingly popular choice among America’s seniors.
Due to the sheer volume of California’s population, it makes sense that not everyone living in the Golden State will have access to Medicare Advantage. But almost everyone will.
Per the CMS, 99% of California’s Medicare members will have access to at least one Medicare Advantage plan in 2022.
There are 458 Advantage plans available in California for next year.
On average, premiums will be lower than they were in 2021, dropping to $18.12 a month for next year. Lots of plans will have lower premiums, too, with the lowest-cost plans running at $0 a month.
As an Advantage member, you’ll still pay premiums for Parts A and B as applicable, but you may not have an added premium for your private plan. As a reminder, Advantage plans must cover at least the same benefits as Original. Most cover a wide range of other benefits, such as prescription drugs. In 2022, 95% of people with Medicare in California will have access to a $0 Medicare Advantage plan.
CMS, state data fact sheet released September 29, 2021
Kaiser Family Foundation, “A Dozen Facts About Medicare Advantage in 2020″
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